DECEMBER 2023 Home Sale Trends in Sacramento County: Buckle up, home buyers and sellers, because the housing market is taking a wild ride. While summer is typically when houses fly off the shelves, this year things are eerily quiet. Home sales have dipped below even last year's sluggish figures, leaving many wondering - are we heading for a housing crash? The answer, like any good house hunting adventure, isn't simple. Rising interest rates and stubbornly high prices have put the brakes on buyer enthusiasm. Yet, amidst the slowdown, there are whispers of opportunity. Inventory is slowly creeping up, giving buyers more options, and some experts predict a stabilization later in the year. So, should you buy, sell, or wait it out? Stay tuned, because as the temperatures rise and the days lengthen, the housing market is about to heat up in its own unique way. VISIT MY WEBSITE TO SEE HOMES FOR SALE AND TO GET YOUR HOME'S VALUE: www.JasonWoods.eXpRealty.com

Earn Big Money by Referring friends, family and co-workers to "Woods Real Estate Group"! Now paying  $500  per referral! Do you have a large family?  Do you have a lot of friends?  Do you know a lot of your co-workers?  This may be the perfect "Side Gig" for you! Are you ready to embark on a rewarding journey in real estate that not only benefits you but also your friends, family, co-workers, and more? Look no further, because I've got an exciting opportunity for you! As a dedicated realtor serving the beautiful Northern California region, I'm thrilled to introduce our referral program, where you can earn  $500  for every successful referral that results in a home sale or purchase with me. How It Works: It's simple - if you know someone who's considering buying or selling a home in Northern California, refer them to me, and you're on your way to earning $500! Whether it's a family member looking for their dream home, a co-worker relocating, o...

 Hello friends... I have a new Home Ownership App! Powered by me! This App is for people that are looking to buy a home and for people that are looking to sell a home... Sort of like the Zillow or RedFin App. See homes for sale, get showings and get Home Valuations for Free! To get the App Go here:  https://jasonwoods.exprealty.com/holp/app FREE access to all local listings, track your home’s estimate, equity & chat directly with me about homes of interest. ...and always remember, use a Realtor to buy or sell a home, not a website. #NorthernCalifornia #Sacramento #NorthHighlands #Antelope #Carmichael #Natomas #RealEstate #Realtor #Homes #HomesForSale #Zillow #Trulia #RedFin #Realtor #Houses #HousesForSale #buyaHome #BuyAHouse #JasonWoods #MarketUpdate #HousingMarketUpdate #MarketReview #BuyersMarket #SellersMarket #HouseHunting #HomeShowing #HomeShopping #FHA #Zestimate

With mortgage rates expected to climb even higher, lenders are launching new programs to court buyers November 3, 2022, 2:17 pm  By Connie Kim The Federal Reserve’s tightening of monetary policy is causing mortgage rates to rise rapidly. For lenders, that means finding new ways to drum up business, like introducing programs that try to convince borrowers to ‘marry the house and date the rate.’ Mortgage rates rose more than four percentage points in 2022, up from last year’s low 3% levels. The origination market forecast expects it to plummet to about half by this year compared to 2021, and mortgage rates, which are sensitive to short-term interest rates, are expected to climb. Prior to Wednesday’s Federal Reserve’s rate hike, the latest Freddie Mac weekly survey data showed that the 30-year fixed-rate mortgage had declined to 6.95%, a drop of 13 basis points compared to last week. Rates averaged 3.09% this time last year. “Mortgage rates continue to hover around seven percent, as t...

Hello my friends.... 👋🏼👋🏼👋🏼 a quick Northern California housing market update.... 🏡🏡🏡 "The market has shifted... it is no longer a crazy sellers market...  about 6 months ago, prices were crazy high, houses were getting multiple offers and coming off the market in a week or less....  NOW we are in a BUYERS MARKET...  Houses are cheaper and they are staying on the market longer... Lower offers are being accepted! If you tried to buy a home a year or 2 ago and got priced out the market or couldn't get any offers accpted, NOW is a great time to try again." Are you ready to buy a home? If you would like to see how much you qualify for or want to see homes for sale, contact me. Here is an excellent article about the first step to buying a home: https://jasonwoods.exprealty.com/blog.php If you are ready to buy a house, we have homes for you! * Do a home search on my website:  https://myre.io/0sOyqDENNGrt * Request a showing or TEXT the home address to me... *...

  Getting Pre-Qualified for a Mortgage Loan... This step helps both you and your lender learn just how much home you can afford. And you should begin this process before you even start looking for a home. A lot of first time home buyers use FHA loans.  Usually FHA loans are easier to obtain than Conventional Loans.  FHA loans usually require 3.5% down opposed to conventional loans that usually require 10-20% down. According to the Federal Housing Administration (FHA), their pre-qualification essentials include: - Having a steady employment history, covering at least 1 year. - Consistent or increasing income over the past 1 year.. - Credit report reflecting a good repayment history with creditors, usually a credit score of 620 or better. - Any bankruptcy must have been discharged at least two years prior (one year for a Chapter 13), with good credit since the discharge. - Any foreclosure must have been completed at least three years prior, with good credit since the comple...